HADIAH terBAIK sempena ULANG TAHUN ke-90 TUN DR. Mahathir yang tak mampu diBERIkan oleh sesiapa..

ASSALAMUALAIKUM dan SALAM SEJAHTERA..

Apakah HADIAH HARI LAHIR untuk seorang yang berUMUR 90 TAHUN seperti TUN DR. Mahathir?

• Apakah beliau masih lagi MAHU menjadik PM seperti yang sering diJAJA oleh para PenCACAI DS Najib? 
• Apakah beliau mahu menabalkan ANAKnya sebagai PM walaupun dia boleh berBUAT sedemikian semasa dia menjadik PM seLAMA 22 TAHUN?
• Apakah beliau MAHUkan keKAYAan meLIMPAH-RUAH sampai ke luar NEGARA?
• Apakah beliau MAHU diBINAkan ISTANA seHABIS BESAR di DUNIA ini?
• Apakah beliau MAHU TANAH sehabis LUAS untuk KELUARGAnya?

Perlukah kita KATAkan bahawa HADIAH terBAIK untuk TUN DR. Mahathir ialah jika segala peSOALan tentang 1MDB ini terJAWAB seterusnya mmengHAPUSkan perKAITAN 1MDB ini dengan NEGARA dan PARTI UMNO? Jom kita SEMAK semula apa yang pernah diTULIS oleh TUN DR. Mahathir pasal 1MDB dan apakah ianya telah diJAWAB oleh DS Najib dan para PenCACAInya..

1MDB bukan buat hutang biasa seperti Kerajaan yang biasanya berjumlah hanya ratusan juta sahaja. 1MDB telah hutang berbillion Ringgit. Walaupun 1MDB bukan Kerajaan tetapi ia adalah badan yang ditubuh dan dimiliki oleh Kerajaan sepenuhnya dengan modal sebanyak 1 juta Ringgit. Ada juga jaminan oleh Kerajaan terhadap beberapa hutang 1MDB. Oleh itu Kerajaan tidak boleh dakwa bahawa ini masalah syarikat dan bukan masalah Kerajaan. ->KLIK<-

Pada 1 September 2009 1 Malaysia Development Bhd (1MDB) menggegarkan industri perbankan apabila bersetuju membayar faedah 5.75% keatas hutang RM 5 billion. Hutang ini dijamin oleh Kerajaan Malaysia. Biasanya bon Kerajaan membayar hanya 4.0%. Petronas membayar 3.6% sahaja. Pada tahun 2014 1MDB berhutang lagi sebanyak US Dolar 1.75 billion (RM 5.6 billion) dengan faedah sebanyak 5.99%. Tetapi 1MDB cuma dapat US1.554 billion (RM4.973 billion) kerana sebanyak US196 million (RM 630 million) ditolak untuk komisyen, bayaran fees dan perbelanjaan. Ini bermakna kos pinjaman berjumlah 11.25% dari wang yang dipinjam.

Pada Mac 2013, 1MDB Global Investment Ltd telah pinjam USD3.0 billion (RM 9.6 billion) dengan faedah 4.4%. Tetapi 1MDB mendapat hanya USD2.717 billion (RM8.7 billion) kerana USD283 million (RM 906 million) atau 9.44% dipotong untuk membayar komisyen, fees dan perbelanjaan. Bayaran sebanyak 11.25% dan 9.44% adalah kepada Goldman Sachs, pengurus pinjaman hutang ini. Sebaliknya sebuah Syarikat Equisar International Incorporated, milik Kerajaan Sarawak membayar Goldman Sachs hanya 1.25% (USD10 million) apabila mengurus pinjaman USD800 million. Jurucakap Kerajaan menjelaskan bahawa 1MDB memiliki harta bernilai lebih dari RM40 billion sedangkan hutangnya hanya RM38 billion. Oleh itu rakyat tidak perlu bimbang. Tetapi kenapa bayaran kepada Goldman Sachs begitu tinggi? ->KLIK<-

Why has the 1MDB become controversial? What is wrong with 1MDB? From the beginning it was wrong. It started off as an off-budget and it was not put before the Parliament. The money was borrowed. So it is not sovereign wealth but sovereign debt. The bond raised by Goldman Sachs costs more than is usual for Government borrowings. The interest rate at 5.9% was too high. Government loans usually attract about 3% or below. In addition 10% commission went to Goldman Sachs which means that 1MDB gets only 90% of the money borrowed yet has to pay interest on 100%, raising the interest rate to 6.6%. Averaging at 6%, yearly interest on 42 billion Ringgit is about RM 2.5 billion. Since 2009 there has been no income from all the assets. And 1MDB had to borrow RM2 billion to pay the interest. The loan is now RM42 billion. ->KLIK<-

Firstly I never said RM42 billion had gone missing. What I said was that RM42 billion was borrowed by 1MDB. Some of the borrowed money was used to buy power plants and Government land along Jalan Tun Razak and the Sungai Besi Airport land at ridiculously low price. These are marked up greatly and claimed as assets. Private land in Penang with lots of squatters was also bought at a much higher price. 1 billion USD (RM3.6 billion) was paid to Petro Saudi and some other purchases and investments. Another RM6 billion was alleged to be in Cayman but now is not in Cayman. All the money is said to have been brought back. A tranche was brought back presumably to Malaysia. A second tranche was brought back and as explained by Dato’ Sri Najib was deposited with a Swiss bank in Singapore. Now the Swiss bank has denied that this money was deposited with it. So where is the money? ->KLIK<-

IPIC is said to have invested 1 billion U.S. dollar in 1MDB. It is not a loan as claimed by the 2nd Finance Minister. Certainly it is not a free gift. What does IPIC get for its 1 billion dollars from 1MDB. It must be the assets of 1MDB. IPIC may be putting in another 3 billion USD. The money which 1MDB gets will be used to repay the German Bank which had lent approximately 1 billion USD The additional 3 billion USD will be for transferring the landed assets of 1MDB. 1MDB had acquired Government land worth between RM4000/- toRM7000/- psf at RM60/- to RM90/- psf. Actually the price paid by1MDB for Government land represents or reflects an abuse of authority. The right thing to do is to pay the market price of the land before it is developed or disposed of. If IPIC pays 4 billion USD to 1MDB, effectively IPIC become owner of the assets of 1MDB. ->KLIK<-

There seems to be some confusion over repayment of debts and the loss of money by 1MDB. Even if the debts are fully paid up through the sale of assets bought by 1MDB, that does not mean that 1MDB is free from the charge that it cannot account for the billions it had lost. In business, money can be lost through bad investments or bad management. That is acceptable though the CEO and Managers would be sacked. But when money is lost and the management cannot explain where it went and how it disappeared then management would still be responsible even if there is a bailout or the debts paid. ->KLIK<-

Kedua, tidak ada wang tunai yang dimasukkan ke dalam bank BSI di Singapura. Ini jelas dari pindaan kepada jawapan yang pertama, iaitu bukan wang tunai berjumlah USD 1.103 billion (RM3.6 billion), dimasuk dalam bank BSI tetapi dokumen (surat pengakuan) yang disimpan dengan bank. Apa dia nya surat ini tidak dijelas tetapi yang jelas ialah ia bukan wang tunai. BSI bank telah menyatakan selepas itu bahawa dokumen yang menyatakan simpanan dibuat oleh “Brazen Sky” anak syarikat 1MDB adalah palsu dan bukan daripadanya. Maka jelaslah kenyataan bertulis yang kedua oleh Najib kepada Parlimen bahawa yang disimpan adalah dokumen juga tidak benar.

BSI bank telah lapur kepada Monetary Authority of Singapore (MAS – Penguasa Kewangan Singapura) bahawa tidak ada wang 1MDB yang disimpan dengannya. Pada kebiasaannya MAS melapur maklumat ini kepada Bank Negara. Ini jelas dari pengakuan bahawa kononnya lapuran ini tertakluk kepada protokol kerahsiaan antarabangsa (Egmont principles of information exchange) dan kehendak kerahsiaan di bawah seksyen 10 AMLA. Dari kenyataan ini adalah jelas bahawa Bank Negara telah terima lapuran Monetary Authority Singapore. Tujuan merahsiakan tentulah kerana ada sesuatu yang tidak kena atau pembohongan yang telah dilakukan apabila Najib menjawab soalan bahawa wang tunai telah disimpan dengan bank BSI di Singapura. ->KLIK<-

Has nothing been paid to Petro Saudi, to Jho Low, to Brazen Sky and others. Jho Low denies but why has he not proven that he did not receive US 260 million (RM 988 million) from 1MDB to buy a bank. Arul had lied before. It is not inconceivable that on the 42 billion Ringgit Arul may be lying again. Where a chunk of the 42 billion Ringgit went is still questionable. I don’t think we can resolve the problem of where the 1MDB money has gone through four-eyed meetings. Najib can resolve through proving beyond reasonable doubt that no money has disappeared from the 42 billion borrowed. The intention of 1MDB I presume is to make money for the Government. Show how much profit the Government has made since 2009. Why do you have to borrow money to pay interest on the debts? ->KLIK<-

Firstly the attempt to hijack the Terengganu Investment Authority (TIA) money. Petronas pays 5% of its gross earnings to the Terengganu Government. Over the years their royalty has grown quite big. Jho Low persuaded Najib to make the TIA into a sovereign fund for investment like the Kuwait Investment Fund but under Najib’s control. Appointments of staff were made by Najib without Terengganu’s knowledge. Terengganu agreed at first but when Najib decided to raise through bonds RM5 billion using Terengganu oil wells as collateral, the istana and the Government thought it was not right. 

Terengganu requested that the issuance of the bonds be deferred. Najib went ahead. Terengganu accordingly withdrew as it cannot let its’ oil wells be put at risk. Jho Low then advised Najib that the Federal Government should guarantee the loan. Strictly speaking such a matter should be discussed and approved by Cabinet. There is no evidence that a cabinet paper was prepared and presented for approval despite the amount being unusually big. In fact for a long time Cabinet was not aware of the activities of 1MDB. ->KLIK<-

1MDB entered into a JV with Petro Saudi. It is not a Saudi Government company. 1MDB paid USD 1billlion as its 40% share of the JV. As far as can be ascertained Petro Saudi did not pay a single cent. Then Petro Saudi is said to have bought the assets of Petro Saudi International, which is not owned by Petro Saudi. The JV between 1MDB and Petro Saudi then requested 1MDB to pay USD 700 million to settle the loan from Petro Saudi International to Petro Saudi. The ownership of the oil fields in Argentina and Kazakhstan (or is it Turkmenistan) is not very clear, nor is the ownership of drilling ships. Then suddenly USD 300 million of the payment by 1MDB is converted to a Murabaha loan. This USD 300 million seemed to have changed hands with lightning speed. We really don’t know where it is. And 1MDB will not tell us either. ->KLIK<-

So 1MDB issued a 30-year bond. When it borrows money the suggestion is made that 1MDB would make money. The yields accrue of 6.15% or whatever is for the purchasers of the bonds. 1MDB will have to dole out money for 30 years as interest which means it borrows now and our children will bear the burden. And 1MDB will get only 88 cent to 1 Ringgit. What is so good about that. Okay. The interest p.a. is RM 2.4 billion and not RM3 billion. Can 1MDB pay that amount? Already it had to get money from Ananda and the IPIC to pay. Borrowing money to pay interest does not reduce the principal. It only increases the debt. Even if it is payment for shares or whatever the loan would still be there. So you cannot explain more. It is confidential – secret.

Thirteen power plants bought. But the big ones in Malaysia can be bought for a song. But by paying RM18 billion, 1MDB overpaid at least by RM3 billion. Why? If they are good assets, why cannot they be listed? Why is it that when Tenaga and Malakoff were rumoured to buy 1MDB power plants, their shares all plunged. 1MDB is a Government company but when it bought Government land at 1/50th of the market price, the Government lose a huge sum of money. When 1MDB sells the land, it is merely taking what should be Government earnings from the sale. That process is no different from people who sell APs, contracts and licence. Is this how 1MDB expects to make money? Is 1MDB a strategic development company? What has it developed – nothing. Even TRX is all fence and nothing else. ->KLIK<-

KeSEMUA perSOALAN di atas ini adalah daripada BLOG TUN DR. Mahathir sendiri.. Sekarang ini 1MDB diSIASAT oleh JABATAN AUDIT NEGARA, JABATAN PEGUAM NEGARA, BANK NEGARA dan jugak POLIS.. Agak-agak bolehkah RAKYAT berTANYA apakah SIASATan yang diLAKUkan oleh PIHAK-PIHAK yang terSEBUT turut mengambil KIRA apa yang telah diNYATAkan oleh TUN DR. Mahathir ini? Atau pun SIASATan hanya sekadar apa yang diLAPORkan oleh The Sarawak Report dan Wall Street Journal sahaja tanpa mengambil KIRA ANGKA dan FAKTA seperti di atas? Akhir KATA,

~ SELAMAT ULANG TAHUN KE-90 UNTUK TUN DR. MAHATHIR SEMOGA ISTIQAMAH DENGAN PERJUANGAN DEMI AGAMA, BANGSA DAN NEGARA ~

Wallahualam..